4 Best Personal Loans for Fair Credit (August 2022) | WalletHub

The best personal loans for fair credit come from LightStream , which offers loans of $5,000 to $100,000 for 24 to 144 months – much more money and time than most lenders offer. LightStream’s APR range is, and there are no origination fees. In addition, LightStream’s minimum credit score requirement is 660, according to multiple third-party sources.Overall, the best personal loans for fair credit offer APRs as low as 2.49% and loan amounts as high as $100,000. In addition, many of them offer approval and funding within just a few business days, and some don’t charge origination fees. Getting the best possible terms with a fair credit score may be difficult, though.

*According to multiple third-party sourcesMost personal loan providers set their minimum credit score requirement between 585 and 660, so people with fair credit have a decent shot of qualifying for many personal loans. However, all the options can make selecting the right loan even harder. With this in mind, WalletHub has come up with some tips for prospective borrowers.

Comparing Personal Loans can be tough. But you’ve got the knowledgeable WalletHub community on your side. Other consumers have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered.

* We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary from the estimates. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

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