5 Best Short-Term Loans for Bad Credit (2022)

The best short-term loans for bad credit are from Opploans . The company offers loans up towith payoff periods as long as 18 months and APRs of. Additionally, OppLoans does not require a minimum credit score to apply.In general, the best short-term loans for bad credit offer low APRs and a wide range of loan amounts. Plus, they have repayment periods as short as 6 months.*According to multiple third-party sourcesPayday lenders usually offer small loans that you must pay back very quickly. Lenders will typically charge outrageous fees, equivalent to a 400%+ APR, as well.Auto title loans are secured by the title of your car – the document that grants you ownership of the vehicle. The lender will give you a portion of the car’s value upfront, and you’re expected to repay the loan within 15 to 30 days. If you don’t repay the loan, you risk losing your car.Pawnshops allow you to bring in your items and get a portion of their worth in return. You have to then repay the money plus interest within a certain amount of time to get your items back. If you don’t repay the loan, the shop will take ownership of the items and sell them.

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