AAA Insurance Coverage & Roadside Assistance

What coverages does AAA offer?

How much is AAA roadside assistance?

AAA offers a roadside assistance program that you don’t need to be a car insurance policyholder to have. AAA is well-known for its roadside assistance and additional benefits and you can purchase a base-level membership for around $55, depending on where you live. Of course, you should compare this to the list of available coverages you want just as you would for insurance rates.

If you’re interested in learning more about the program, see what members are saying in AAA roadside assistance reviews.

What other car insurance coverages does AAA offer?

AAA offers specialty car insurance coverage options that you can add to your AAA car insurance policy. Below are optional add-ons available from AAA, aside from the roadside assistance service calls mentioned previously.

Rental Reimbursement: AAA offers rental reimbursement that will cover the cost of a rental car in the event that your car is damaged and requires time in the auto repair shop, provided the damage is due to a covered loss of course. You can choose how much you want per day for a 30-day period generally speaking.

Gap Insurance coverage from AAA: Gap insurance coverage from AAA helps cover the difference in cost between the actual cash value of your car and the amount you still owe on the car’s loan or lease. If you are currently underwater on your loan, it would wipe out your debt if your car was totaled so you aren’t paying for a car you can’t drive.

Accident Forgiveness: AAA offers accident forgiveness to help you avoid an increase in your AAA car insurance premium after a car accident. Initial rates are a little higher, but your rates won’t rise after your first qualifying accident or ticket.

Disappearing Deductible: AAA offers disappearing deductible that reduces your comprehensive & collision coverage deductible each policy period you remain claim-free. Every policy period that you are claim-free, your deductible will decrease $50 and will continue to diminish until you reach a discount of $500 off of your deductible.

Below you can find a list of other coverages you can purchase through AAA.