Car Insurance – Start a Free Auto Insurance Quote | GEICO
Personalize your car insurance with the coverages you need.
Yes, state laws set the minimum for what type and amount of coverage people need for auto insurance, but that doesn’t mean it’s enough for you. We’re here to help you find the right coverages for you. That’s why we’ve made it easy to customize your car insurance.
Required auto insurance coverages.
These pay for damages or injuries to other people and/or their property caused by an accident you’re found at fault for.
In general, most states require:
- Bodily injury coverage
- Property damage coverage
- Uninsured motorist coverage
The amount of protection for these coverages can be increased above state minimums. Something you may want to consider is the kind of cars you typically drive around. If you’re in a city where people drive expensive cars, would you have enough coverage to pay to fix or replace those cars?
Additional car insurance coverages.
Although these may not be required, they can provide you with an extra layer of protection. These coverages normally take care of damages and/or injuries to you.
In general, here are some optional coverages:
- Collision
- Comprehensive
- Medical coverages
- Emergency roadside assistance
- Rental reimbursement
- Mechanical breakdown insurance
A few things to think about here would be would you be able to pay to repair or replace your vehicle if it’s damaged from an accident? Would you need a rental while your car is being repaired due to a covered accident?
We can help you pick what coverages you need.
We get it. Car insurance coverages aren’t the easiest things. We’re here to help answer your questions you may have like:
- How much bodily injury coverage should I carry?
- How much property damage coverage should I have?
- How much should my deductible be?
Our coverage calculator can help answer these questions and more.
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