Debt Consolidation Loans from 4.49% | Credible

Avant

Rates from (APR)

9.95%

–

35.99%

Loan term

2 – 5 years

Loan amount

Up to $ 35,000Show detailsCheck Rate

Show details

Avant DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$15

Origination fee:

0.95% to 4.75%

Check processing fee:

None

Late fee:

$25

Time to fund:

As soon as the next business day (if approved by 4:30 p.m. CT on a weekday)

Credible Lender ReviewAvant Personal Loans Review

Axos

Rates from (APR)

7.79%

–

14.99%

Loan term

3 – 6 years

Loan amount

Up to $ 50,000Show detailsCheck Rate

Show details

Axos DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

0% to 2%

Check processing fee:

None

Late fee:

$15

Time to fund:

As soon as the next business day after successful verification

Credible Lender ReviewAxos Personal Loans Review

Best Egg

Rates from (APR)

4.99%

–

35.99%

2

Loan term

2 – 5 years

Loan amount

Up to $ 50,000Show detailsCheck Rate

Show details

Best Egg DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$15

Origination fee:

0.99% to 5.99%

Check processing fee:

$7

Late fee:

$15

Time to fund:

As soon as 1 – 3 business days after successful verification

Credible Lender ReviewBest Egg Personal Loans Review

Discover
Personal Loans

Rates from (APR)

5.99%

–

24.99%

Loan term

3 – 7 years

Loan amount

Up to $ 35,000Show detailsCheck Rate

Show details

Discover
Personal Loans DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

None

Check processing fee:

None

Late fee:

$39

Time to fund:

Funds can be sent as soon as the next business day after acceptance

Credible Lender ReviewDiscover Personal Loans Personal Loans Review

FreedomPlus

Rates from (APR)

7.99%

–

29.99%

Loan term

2 – 5 years

Loan amount

Up to $ 50,000Show detailsCheck Rate

Show details

FreedomPlus DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

1.99% to 4.99%

Check processing fee:

$15

Late fee:

5% of late payment or $15 (whichever is greater)

Time to fund:

As soon as 2 business days

Credible Lender ReviewFreedomPlus Personal Loans Review

Happy Money

Rates from (APR)

5.99%

–

24.99%

Loan term

2 – 5 years

Loan amount

Up to $ 35,000Show detailsCheck Rate

Show details

Happy Money DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

2% to 5%

Check processing fee:

None

Late fee:

None

Time to fund:

As soon as 2 – 5 business days after verification

Credible Lender ReviewHappy Money Personal Loans Review

LendingClub

Rates from (APR)

7.04%

–

35.89%

Loan term

2 – 5 years

Loan amount

Up to $ 40,000Show detailsCheck Rate

Show details

LendingClub DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$15

Origination fee:

1% to 6%

Check processing fee:

$7

Late fee:

5% of late payment or $15 (whichever is greater)

Time to fund:

Usually takes about 2 days

Credible Lender ReviewLendingClub Personal Loans Review

LendingPoint

Rates from (APR)

7.99%

–

35.99%

Loan term

2 – 5 years

Loan amount

Up to $ 25,000Show detailsCheck Rate

Show details

LendingPoint DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

0% to 7%

Check processing fee:

None

Late fee:

$30

Time to fund:

As soon as the next business day

Credible Lender ReviewLendingPoint Personal Loans Review

LightStream

Rates from (APR)

3.99%

–

19.99%

4

Loan term

2 – 7 years

Loan amount

Up to $ 100,000Show detailsCheck Rate

Show details

LightStream DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

None

Check processing fee:

None

Late fee:

None

Time to fund:

As soon as the same business day

Credible Lender ReviewLightStream Personal Loans Review

Marcus by Goldman Sachs

Rates from (APR)

6.99%

–

24.99%

Loan term

3 – 6 years

Loan amount

Up to $ 40,000Show detailsCheck Rate

Show details

Marcus by Goldman Sachs DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

None

Check processing fee:

None

Late fee:

None

Time to fund:

Many Marcus customers receive funds in as few as three days.

Credible Lender ReviewMarcus by Goldman Sachs Personal Loans Review

OneMain Financial

Rates from (APR)

18.00%

–

35.99%

Loan term

2 – 5 years

Loan amount

Up to $ 20,000Show detailsCheck Rate

Show details

OneMain Financial DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$10 to $50

Origination fee:

$25 to $400

Check processing fee:

None

Late fee:

$5 – $30

Time to fund:

As soon as 1 – 2 days after acceptance

Credible Lender ReviewOneMain Financial Personal Loans Review

PenFed

Rates from (APR)

6.74%

–

17.99%

Loan term

1 – 5 years

Loan amount

Up to $ 50,000Show detailsCheck Rate

Show details

PenFed DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$30

Origination fee:

None

Check processing fee:

None

Late fee:

$29

Time to fund:

Typically 2 business days after verification

Credible Lender ReviewPenFed Personal Loans Review

Prosper

Rates from (APR)

7.95%

–

35.99%

Loan term

3 or 5 years

Loan amount

Up to $ 40,000Show detailsCheck Rate

Show details

Prosper DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$15

Origination fee:

2.4% to 5%

Check processing fee:

$15

Late fee:

5% of late payment or $15 (whichever is greater)

Time to fund:

On average, within 5 days of accepting your offer

Credible Lender ReviewProsper Personal Loans Review

Reach Financial

Rates from (APR)

5.99%

–

35.99%

Loan term

2 – 5 years

Loan amount

Up to $ 40,000Show detailsCheck Rate

Show details

Reach Financial DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$25

Origination fee:

0% to 5%

Check processing fee:

None

Late fee:

$15

Time to fund:

Funds typically deposited into your trương mục in 1 business day

Credible Lender ReviewReach Financial Personal Loans Review

SoFi

Rates from (APR)

7.99%

–

22.73%

3

Loan term

2 – 7 years

Loan amount

Up to $ 100,000Show detailsCheck Rate

Show details

SoFi DetailsPrepayment penalty:

None

Unsuccessful payment fee:

None

Origination fee:

None

Check processing fee:

None

Late fee:

None

Time to fund:

Typically within a few days, given approval and bank trương mục verification

Credible Lender ReviewSoFi Personal Loans Review

Universal Credit

Rates from (APR)

11.69%

–

35.93%

Loan term

3, 5, or 7 years

Loan amount

Up to $ 50,000Show detailsCheck Rate

Show details

Universal Credit DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$10

Origination fee:

5.25% to 8%

Check processing fee:

None

Late fee:

$10

Time to fund:

As soon as 1 business day after acceptance

Credible Lender ReviewUniversal Credit Personal Loans Review

Upgrade

Rates from (APR)

6.95%

–

35.97%

Loan term

3 – 7 years

Loan amount

Up to $ 50,000Show detailsCheck Rate

Show details

Upgrade DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$10

Origination fee:

1.85% to 8%

Check processing fee:

None

Late fee:

$10

Time to fund:

Within a day of clearing necessary verifications

Credible Lender ReviewUpgrade Personal Loans Review

Upstart

Rates from (APR)

5.40%

–

35.99%

Loan term

3, 5, or 7 years

Loan amount

Up to $ 50,000Show detailsCheck Rate

Show details

Upstart DetailsPrepayment penalty:

None

Unsuccessful payment fee:

$15

Origination fee:

0% to 8%

Check processing fee:

None

Late fee:

5% of late payment or $15 (whichever is greater)

Time to fund:

As soon as 1 – 3 business days

Credible Lender ReviewUpstart Personal Loans Review