Dental Insurance Plans | Guardian

The majority of dental care is preventive. So, even a basic dental insurance plan that focuses on preventative care can be a good investment. 

Oral health issues are among the most common — and preventable — health concerns impacting the American public. The Centers for Disease Control and Prevention (CDC) calculates that 80% of the U.S. population has had at least one cavity by age 34, and more than 50% show signs of periodontal (gum) disease.1  And while everyone wants a nice smile, a growing body of research2 shows that maintaining good oral health can help adults avoid or better manage serious health-related issues:

• Diabetes
  Periodontal infections contribute to problems with glycemic control, which compromises the health of diabetic patients.
• Heart disease
  The inflammation associated with periodontal disease has a high potential to contribute to coronary artery disease. Good oral health can help lower that risk.
• Pregnancy
  Studies have indicated that mothers with high levels of certain oral bacteria were found to have children with similarly high levels of bacteria, along with a higher risk of tooth decay.
• Self-esteem
  A smile is important. Research shows that healthy teeth and gums are important to a person’s self-esteem and how they feel about themselves.

Supports employee’s well-being

Group dental insurance is a popular benefit that can help attract and retain employees. And when you give workers access to dental coverage, it also encourages good oral health. That can translate into all sorts of positive benefits, including savings for businesses. A recent Guardian study found that employers whose employees regularly use their dental benefits may see fewer claims for major and restorative work, resulting in lower premiums for employers and reduced out-of-pocket costs for employees.3