Emergency Loans

More information on emergency loans

Emergency loans are designed to cover the cost of something unexpected. At Sunny, they are available in amounts from £100 to £2,500 from our broker partner’s panel of lenders, catering for all levels of emergency. And, you can have the money quickly if your application is accepted.

This kind of loan may have a higher APR than a standard personal loan. This is because they are only meant to be taken on on a short-term basis; the idea is that you repay what you’ve borrowed within a few months and ideally even less time – once you’ve been paid. The reason for taking out an emergency loan can vary: they can help whether you need to make last-minute emergency travel arrangements or need to urgently replace a valuable item that’s been lost or stolen.

If you need money fast, an emergency loan may be a good choice if you’ve explored other options and haven’t found a solution. Ensure you find the best deal for you and only borrow the amount you need – applying for more money than you require can lead to issues when it comes to paying it back as larger amounts mean higher interest.