Fred Loya Insurance Review

Fred Loya has some of the cheapest rates around, but those cheap rates likely won’t make up for a poor experience.

Fred Loya has over 400% more complaints than is expected for an insurer of its size, and the company has been fined for failing to act in customers’ best interest.

Additionally, the company does not offer a particularly strong digital experience.

There is no Fred Loya mobile app, and the company’s website is dated and hard to navigate.

You can make a car insurance payment and view your Fred Loya policy details online, but you can’t get a quote or file a claim; instead, you must call the claims department or customer service number.