Mobile & Manufactured Home Insurance
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Protection that’s specific to your home
Mobile home insurance is similar to homeowners insurance, but instead you get specialized coverage for your factory-built home. Whether you need manufactured home insurance or modular home insurance, Progressive can customize a policy to meet the needs of your property.
Types of mobile homes
Modular home characteristics
- Built off-site in a factory and then transported to a specific location
- May be on a permanent foundation instead of being tied down
- Can be placed on a basement or crawlspace
- May have multiple levels
- Manufactured to satisfy local and state building codes
Manufactured home characteristics
- Constructed on a movable steel chassis with just one level
- Manufactured in sections and transported to the building site on wheels
- Typically less expensive per square foot than site-built homes
- Can be placed on a basement or crawlspace
- Built to conform to federal (HUD) building codes
Mobile home insurance coverages
Standard coverages
The following protections are included on most mobile/modular home policies:
Dwelling
Belongings
Liability
Loss of use
Extra coverage*
Depending on your provider and state, you may be able to add additional protection, including:
Replacement cost coverage
Trip collision coverage
Single deductible benefit
How to get insurance for your mobile home
Quote online or call 1-855-347-3939 and experience how easy it is to safeguard your manufactured or modular home. Here are a handful of things to know so we can provide the most accurate quote:
- How is the home built? Know the basic details about your home’s construction, including the year it was built, square footage, and whether it’s considered manufactured or modular.
- Is your home currently insured? If so, tell us your provider and how long you’ve had coverage.
- Do you need special coverage, like flood insurance? If your home is in a flood zone or you live near a body of water, you may need separate flood insurance coverage.
- Do you escrow or pay separately? You can certainly use an escrow account, plus we offer a range of payment options to fit your budget.