No Credit Check Loans | NetCredit Online Loans

No credit check loans are funds issued by lenders that do not conduct a hard credit inquiry to review a borrower’s credit history. Instead of pulling an applicant’s credit report, no credit check lenders look at income, bank information and a range of other criteria. These can come in the form of installment loans, payday loans, lines of credit, personal loans, title loans or a variety of other lending products.

Borrowers typically seek out such loans on a short-term basis to meet a pressing need, frequently from online or storefront lenders.

The notion of a no credit check loan can be alluring to those who need a bit of quick cash. Perhaps they don’t want a credit inquiry to appear on their credit history, or they might think obtaining loans with no credit check is their only option.

The benefit of a no credit check loan to the consumer is often a fast and simple application process with funds made available either the same day or the next. The downside is that they can be costly to obtain, with fees and interest rates that add up quickly.