Wedding Loans

Is a wedding loan what you need?

According to a 2016 survey conducted by The Knot, a wedding magazine and website, the cost of the average wedding in the United States is $35,329, up $12,333 over just five years. And that figure doesn’t even include the engagement party or honeymoon. Costs vary by where you get married, though. If you tie the knot in Manhattan, New York, your average cost is $78,464. Getting married in Arkansas will only cost you an average of $19,522.

Most people don’t have that much money laying around, and not everyone has family able to foot the bill. That’s why many betrothed couples turn to a wedding loan to pay for part, or all of their upcoming nuptials.

A personal loan from White Sands FCU is one type of loan to help you finance your wedding. The rate you get is determined by your credit score and history, but rates can be as low as 7.70% APR.1 Also – you can get a personal loan for as much as $20,000.

If you own a home, you can take out a loan against the equity to meet wedding expenses. Take a look at the Anything Loan at White Sands FCU with rates as low as 6.70% APR1 In addition, this type of loan can be as much as $30,000 with terms up to 10 years.

You can use this calculator to see what monthly payment you can afford on your wedding loan, and for how long. This will help you determine how much you want to borrow for your big day.

Personal Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.

 TermAPR* as low asAPR* as low as – with Loyalty Plus & Online Application Discount

Signatureup to 60 months11.00%10.50%

Line of Creditrevolving11.00%10.50%

Share Securedvaries2.00% above dividend rateN/A

Share Certificate Securedvaries2.00% above dividend rateN/A

Anything Loan Rates

APR: Annual Percentage Rate. Rates subject to change without notice.
Loan rates and terms are determined by credit score, amount financed and other factors.
Anything Loans include our Eco and Home Improvement loans

 TermAPR* as low as 

up to 10 years7.95%