Why CreditCube – CreditCube

First, installment loans do not necessarily affect your credit rating. You might need a clean credit rating if you plan to borrow later on from a bank or take out a mortgage. If your credit rating is already bad, you’ll need time to rehabilitate it and, until then many other loan types may not be available to you. CreditCube installment loans, in contrast, do not affect your credit rating.

Second, CreditCube sets the highest standards for itself in providing you with premium customer service. Contact our loan specialists today and see for yourself. We provide quick and friendly service with no hidden fees and charges. We even go the extra mile to provide you with flexible repayment terms that best meet your particular budget.

Third, CreditCube online loans are fast loans. It’s really simple and takes only a few minutes to apply. And because premium service is something we provide and something you expect, we usually process your application the same business day.

Fourth, unlike some installment loans offered by other lenders, CreditCube online loans do not carry any pre-payment penalties. That means that should you want to repay the remainder on your loan before the agreed-upon date, you’re free to do so with no penalty whatsoever. In fact, we actually encourage our customers to pay their loan off early and save up on interest.

And finally, returning customers can take advantage of our Loyalty Program. Joining is absolutely free of charge and you gain loyalty points for every successful payment you make. As you accumulate more points you move up the CreditCube ranks to a higher Loyalty Program category. Each time you do, you will be entitled to an extended line of credit at a lower interest rate.

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Applying does NOT affect your FICO® Score!