AAA Travel Insurance Reviews (2022) | SuperMoney

AAA Travel Insurance Review

AAA is a travel insurance carrier based in Livonia, MI. The company was founded in 1902 and offers travel insurance in 51 states in the USA.

If you’re considering whether AAA Travel Insurance is a good option for you, read on.

AAA Travel Insurance Pros & Cons

Pros
Cons

  • Wide selection of specialized travel insurance riders
  • No 24/7 phone availability
  • No free policy cancellation
  • No locally available agents
  • Does not offer digital claims reporting
  • Not many policy discounts available

AAA Travel Insurance FAQ

What types of travel insurance coverage does AAA Travel Insurance offer?

Although we often talk about travel insurance in the singular, there are more than one type of travel insurance coverage.
AAA offers the following types of travel insurance coverage:

What benefits does AAA Travel Insurance offer?

AAA Travel Insurance offers the following benefits to its customers:

What discounts does AAA Travel Insurance offer?

When you ask for a quote with AAA Travel Insurance, make sure you ask for all the discounts you qualify for. These are the discounts currently available for AAA policyholders.

AAA Travel Insurance Discounts

Description

Policy Discounts

  • Automatic Payment
  • Family Plans
  • Loyalty / Long-Term Customer
  • Multiple Vehicles

How does AAA calculate rates?

When you ask for a quote with AAA Travel Insurance, make sure you ask for all the discounts you qualify for. These are the discounts currently available for AAA policyholders.

Travel insurance companies guard their risk-assessment algorithms as a trade secret, and AAA is no exception. However, you can be confident that AAA Travel Insurance will take into consideration the cost of your trip, your destination, the length of your trip, coverage amounts, the riders you choose to add, and the level of medical coverage selected.

Does AAA Travel Insurance use your credit score?

It is safe to assume that, when legal, travel insurance companies will use your credit score as a rating factor. There are some exceptions. For instance, if you live in California, Hawaii, or Massachusetts, insurance companies are not allowed to use your credit report as a rating factor.

How can I get a AAA Travel Insurance quote?

  • Visit the AAA website.
  • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, vehicle, driver’s license, and address.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.