Affordable Dental Insurance Plans for Individuals | Cigna

Plans insured by Cigna Health and Life Insurance Company

*CIGNA DENTAL INSURANCE PLANS ARE NOT MAJOR MEDICAL OR COMPREHENSIVE HEALTH INSURANCE POLICIES AND DO NOT PROVIDE THE MINIMUM ESSENTIAL COVERAGE NECESSARY TO AVOID PENALTY UNDER THE AFFORDABLE CARE ACT OF 2010 (ACA).

1(+) Sample daily rate is based on a single person and represents Cigna's national average rate for all plans (all ages and geographic locations) and reflects rates valid through July 2022.

2 Projected number of dental customers for year-end 2021. Cigna Dental book of business, internal reporting as of December 2020.

3 You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

4 Sample monthly rates are based on a single person per month and represent Cigna's national average rates for each plan (all ages and geographic locations) and reflect rates as of July 2022. Premiums vary by geographic area.

5 Not all preventive services are covered, including athletic mouth guards. Refer to the policy for a complete list of covered and non-covered preventive services. Frequency limitations apply. Cigna Dental plans in MD cover one dental cleaning per calendar year.

6 Waiting periods may apply to restorative, orthodontia, and implant services, and may vary by state. See plan details. You may pay more for out-of-network charges if the dentist’s charges exceed the amount Cigna reimburses for billed services.

7 Annual deductible applies to basic and major restorative services.

8 Implants subject to $2,000 lifetime maximum and a 12 month waiting period.

9 Brighter features may vary by dentist. These and other dentist directory features are for educational purposes only and should not be the sole basis for decision-making. They are not a guarantee of the quality of care that will be provided to individual patients and you should consider all relevant factors when selecting a dentist.

10 Cigna data as of July 2021. Subject to change.

11 Cigna internal utilization data. As of October 2019.

12 Cigna internal utilization data – average percentage of recommendations across network DPPO dentists by Cigna customers. As of October 2020.

13 Cigna 7/2018 analysis of dental claims and myCigna.com activity between 2/1/17 and 4/30/18. Results may vary.

^ Available benefits up to $3,650 are only available with the Cigna Dental Vision Hearing 3500 insurance plan. Listed benefit total is for the calendar year maximum per person. Refer to the policy for a complete list of benefit highlights and limitations.

** Not available in New York, Montana, Washington and Virginia.

This page is not intended for use in GA, WV, OR