American Education Services

SOME OF YOUR LOANS MAY QUALIFY FOR PUBLIC SERVICE LOAN FORGIVENESS

IMPORTANT UPDATE: On October 6, 2021, the Department of Education announced certain improvements to the Public Service Loan Forgiveness (PSLF) program, which include waivers of certain program requirements that will be available temporarily through October 31, 2022. For more information on this limited PSLF waiver, including any actions you may need to take, visit StudentAid.gov/pslfwaiver.

Get answers to common questions about the limited PSLF waiver.

IDR PROGRAM CHANGES
On April 19, 2022, the U.S. Department of Education (ED) announced several changes and updates related to Income-Driven Repayment (IDR) plans to include adjustments to borrower accounts, several one-time loan forgiveness actions, and new policies. AES services commercially held Federal Family Education Loan Program (FFELP) Loans. If you wish to benefit from the recent changes you will need to consolidate your loans into a Direct Consolidation loan before ED completes the implementation of the changes, which is estimated to be no sooner than January 1, 2023. For more information, please visit StudentAid.gov.