Auto loans for financing private car sales | TD Canada Trust

1 Vehicle loans are available for used vehicles such as cars, SUVs, trucks and vans up to 5 years old. Vehicle loans are also available for used motorcycles or recreational vehicles such as a motorhome or a trailer up to 2 years old. If the vehicle is older you can apply for a personal loan to finance your vehicle purchase.

2 Means a vehicle not older than the current model year minus 5 prior model years. Current model year is defined as the current calendar year or future calendar year.

Example:

Vehicles with a current model year of 2021. Vehicles must not have a model year older than 2016.

3 Means vehicles older than the current model year minus 5 prior model years. Current model year is defined as the current calendar year or future calendar year.

Example:

Vehicle with a current model year of 2021.

Vehicle must have a model year of 2015 or older.

4 Means a vehicle not older than the current model year minus 2 prior model years. Current model year is defined as the current calendar year or future calendar year.

Example:

Vehicle with a current model year of 2021. Vehicle must not have a model year older than 2019.

5 Means vehicles older than the current model year minus 2 prior model years. Current model year is defined as the current calendar year or future calendar year.

Example:

Vehicles with a current model year of 2021.

Vehicles must have a model year of 2018 or older.

6The Annual Percentage Rate (APR) is the same as the interest rate because there are no additional fees or charges.

7 This applies to sold cars, SUVs, trucks and vans.

8 This applies to motor homes, trailers, motorcycles, snowmobiles and ATVs.