Differences between car insurances
Autoverzekering.nl compares different types of car insurance. Depending on your situation and your car you can choose one of these coverages:
WA coverage (third party liability)
In The Netherlands it is mandatory to have a car insurance with at least WA-coverage. Third party liability only covers the damage that you inflict with your car to other people and their property. It will provide coverage if you have an at-fault accident (you caused the accident to take place).
WA beperkt casco coverage(third-party liability + limited cover)
The WA beperkt casco insurance covers the damage you could cause to another car, and damage caused by circumstances beyond your control. Some examples are: car theft, car fire, broken windshield, hitting an animal with your car and damage caused by a storm.
All risk coverage (third-party liability + comprehensive cover)
All risk insurance covers damage to other cars and almost all damage to your own car. This insurance is recommended when you have a new car or when you cannot take the financial risk of having to replace your car.