Car Loans For Bad Credit: Best Lenders & Rates (2022)

We’ve provided information below on three of the best bad credit car loan providers.


Starting annual percentage rate (APR): 1.9% for new cars, 2.15% for used cars
Loan amounts: $8,000 minimum
Loan terms: Up to 84 months
Availability: 48 states (not available in Alaska or Hawaii)
Minimum credit score: 575

The myAutoloan marketplace allows you to compare when you shop for new and used auto loans, refinance auto loans and lease buyout loans. Rates for new car loans start as low as 1.90% for borrowers willing to finance their vehicles for 36 months or less. Since myAutoloan functions as a marketplace for lenders and has a minimum credit score requirement of 575, it offers more opportunities for borrowers to get approved.

Read more: myAutoloan review