Cheap Car Insurance: Affordable Auto Insurance | Mercury Insurance

How to Lower Your Car Insurance Rate

The price you pay for car insurance depends on a number of factors, which can vary from state to state. However, there may be changes you can make to get the most affordable auto insurance rate without taking drastic measures:

  • Combine auto and home policies
  • Review your limits and deductibles with your agent
  • Update your policy information regularly, especially the number of miles you drive
  • Pay for your policy in full
  • Keep a clean driving record
  • Complete a defensive driving course
  • Carefully consider which type of vehicle you purchase when shopping for a new car
  • Take advantage of multi-car discounts when adding more cars or drivers to your policy
  • Inform your insurance company of safety and anti-theft devices on your car

Some of these factors may not apply to you or your state. Speak to a Mercury agent to confirm which ones can affect your insurance rates and if you’d like additional information on how to lower your car insurance rate check out our resource center.