Citi Personal Loans – Apply for a Personal Loan Online | Citi India

Terms and conditions apply. Issuance of loan is at the sole discretion of Citibank, N A. Citibank reserves the right to ask for any additional documents from the applicant.

Citibank reserves the right, at anytime, with prior notice to add/alter/modify/ change or vary any of the Terms and conditions or to replace them, wholly or in part.

+Please note that the Click 4 Call service is available only between 8 AM to 11 PM (Monday to Saturday) and 8 AM to 8 PM on Sunday. This facility is not available on National holidays and Major Public Holidays.

*The final loan amount, interest rate and loan tenure applicable will be subject to eligibility, per Citibank’s credit processing criteria.

**Instant call back services on SMS is available only between 9 AM to 8:30 PM (Monday to Friday) and 10 AM to 6 PM on Saturday. If you are not on Aircel/Airtel/Vodafone/Idea, send the SMS to +919880752484. Terms and conditions apply.

^Timelines mentioned include only working days. Timelines mentioned would commence once the entire documentation as per Citibank’s requirements are submitted by the applicant.

#Customer can consolidate balance of a maximum of 2 Credit Cards and 2 Personal Loans. Customer can avail a debt consolidation loan of up to Rs.15 Lakh. The final loan amount and interest rate applicable will be subject to eligibility, as per Citibank’s credit processing criteria.

##Partial pre-payment is allowed after 12 months of loan tenure. Customer can exercise this only once in 12 months. Customer needs to pay in multiple of EMIs. Part pre-payment amount can be only up to 5 months EMI amount and minimum of 2 month EMI amount. For the exact amount, customer needs to call CitiPhone.

Citibank India does not market any product or service to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man or the UK.

This web page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, and The Isle of Man or the UK