Citizens Bank Student Loan Reviews (2022) | SuperMoney

Citizens Bank Student Loan Review

Citizens Bank Student Loan is offered by Citizens Bank,
a bank

founded in 1828 and based in Providence, RI.

This Post: Citizens Bank Student Loan Reviews (2022) | SuperMoney

Citizens Bank Student Loan is available in
50 states (and Washington, DC).

Citizens Bank Student Loan FAQ

What rates does Citizens Bank Student Loan offer for in-school private student loan?

Citizens Bank Student Loan has a variable APR that ranges from 1.29% up to 9.82%.

It offers a fixed APR that ranges from 4.68% up to 10.34%.

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Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from Citizens Bank Student Loan?

Available loan amounts may vary by applicant but Citizens Bank Student Loan has a minimum loan amount of 1K and offers loans up to 295K.

Does Citizens Bank Student Loan charge an origination fee?

No, Citizens Bank Student Loan does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Citizens Bank Student Loan charge prepayment fees?

No, Citizens Bank Student Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does Citizens Bank Student Loan offer?

Citizens Bank Student Loan provides repayment terms ranging from 5 to 15 years.

What type of borrowers will Citizens Bank Student Loan consider?

Citizens Bank Student Loan considers loans applications from:

• undergraduate students
• graduate students
• parents of students

What do you need to qualify for Citizens Bank Student Loan?

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Citizens Bank Student Loan does not require or does not disclose a credit score minimum.

Citizens Bank Student Loan does not require or does not disclose a credit score minimum.

Citizens Bank Student Loan does not have or does not disclose a minimum annual income eligibility requirement.
Citizens Bank Student Loan only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Citizens Bank Student Loan.
Permanent resident / green card holders are also eligible to apply.
An uncommon feature is for lenders to offer their services to non-residents. Citizens Bank is one of the few that does.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Proof of citizenship or residence permit
• Proof of residence
• References

Is Citizens Bank Student Loan a legit company?

Citizens Bank Student Loan was founded in 1828, it is a well-established company that has been in business for 194 years.

Unfortunately, we don’t have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Citizens Bank Student Loan Disclosure:
“Lowest rates shown are for eligible applicants, require a 5-year repayment term, borrower making scheduled payments while in school and include our Loyalty and Automatic Payment discounts of 0.25 percentage points each, as outlined in the Loyalty Discount and Automatic Payment Discount disclosures. Subject to additional terms and conditions, and rates are subject to change at any time without notice.”

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.