Compare Cheap Car Insurance Quotes – Confused.com

Unless you tell them otherwise, most insurers automatically renew your policy. The cost of insurance goes up and down, so don’t just accept the first price you’re offered. Shop around for cheaper car insurance prices and compare quotes to make sure you're getting the best policy for the price.

Here are 10 things you can do that could help you pay less for your car insurance:

1. Adding a named driver can lower prices. But remember, you should always list the person who drives the car most often as the main driver, and any occasional drivers as additional. Otherwise this is known as fronting, which is illegal.

2. Increasing your voluntary excess will change prices as you’re willing to a pay more towards any claims. Be sure to consider any compulsory excess listed on a policy as you’ll need to pay both the voluntary and compulsory excess if you make a claim.

3. Build up your no-claims bonus (NCB) to shave pounds off your premium. Some insurers might ask you for proof of your NCB, you should be able to get this from your previous or current insurer.

4. Pay annually if you can. Most insurers will charge interest or an admin fee if you choose to pay monthly and could end up costing you over 16% extra3.

5. Watch out for unnecessary add-ons, such as breakdown cover or legal assistance, as this is likely to increase the cost of your quote. Only choose the add-ons you need.

, such as breakdown cover or legal assistance, as this is likely to increase the cost of your quote. Only choose the add-ons you need.