Credit Building App | Credit Builder Program | MoneyLion

Take control of building your credit

Credit affects so many areas of your life — from loans to insurance to housing — so establishing a good score is
essential. And Credit Builder Plus app makes it easy!

It all starts with payment history, the top driver of your credit score.4 Credit Builder Plus includes a loan that helps you establish 12 months of payment history with all three credit bureaus. You’ll also get 24/7 credit monitoring to track your progress.

Access a portion of your loan funds right away

And while most credit builder loans don’t give you any of your funds up front, we’ll give you a portion of your loan funds right away and access to 0% APR cash advances.

With us, you can cover today’s expenses while you build credit and save. All with no hard credit check.1 Instead, we will conduct a soft credit pull that will have no impact to your credit score.