Credit Union Mortgages & Home Loans in Los Angeles – USCCU

Whether you’re looking to purchase your first home, your next home, a vacation home or an investment property, home loans and mortgages can be confusing. There’s so much to consider: fees, inspections, points, appraisals, insurance requirements and more.

As part of the Trojan Family, USC Credit Union is honored to help you every step of the way to make the process as easy as possible.

NMLS #448984

Purchase Options

Fixed-Rate Mortgages

A fixed-rate mortgage ensures that your monthly payment remains the same throughout your loan term.

Traditional or customized loan terms

Learn more about Fixed-Rate Mortgages

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Adjustable-Rate Mortgages

An adjustable-rate mortgage (ARM) gives you the benefit of locking in a low fixed interest rate for a certain number of years, then adjusts after the fixed term expires.

5/6, 7/6 and 10/6 Adjustable-Rate Mortgages.

Learn more about Adjustable-Rate Mortgages

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Refinance Options

Fixed-Rate Mortgages

A fixed-rate mortgage ensures that your monthly payment remains the same throughout your loan term.

10, 12, 15, 20, and 30 year fixed.

Learn more about Fixed-Rate Mortgages

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Adjustable-Rate Mortgages

An adjustable-rate mortgage (ARM) gives you the benefit of locking in a low fixed interest rate for a certain number of years, then adjusts after the fixed term expires.

5/6, 7/6, and 10/6 Adjustable-Rate Mortgages

Learn more about Adjustable-Rate Mortgages

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Use Equity

Home Equity Line of Credit (HELOC)

As a homeowner, you can tap your equity easily and affordably for any purpose. Upon approval of your HELOC, we’ll establish a credit limit, so you will only need to apply once for this revolving line of credit. And, since you only pay interest on the actual amount you use, it’s perfect for an emergency fund!

Traditional or Interest-Only

Learn more about Home Equity Line of Credit (HELOC)

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Closed End Home Equity Loan

A Closed End Home Equity Loan is a fixed-rate equity loan perfect for when you’re borrowing for a specific purpose. Borrow only as much as you need!

  • $10,000 to $250,000
  • 10- or 15-year terms
  • Fixed-rate payments that never change

Fixed-Rate Equity Loans

Learn more about Closed End Home Equity Loan

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