Dental Insurance Plans: What’s Covered, What’s Not

If you have dental benefits, do you know what’s in the fine print and what type of plan is best for you?

Many Americans — 77% — have dental benefits, the National Association of Dental Plans says. Most people have private coverage, usually from an employer or group program. Large employers are more likely to offer dental benefits than small employers and high wage workers are more likely to receive them than low wage workers. Medicare doesn’t cover dental care, and most state Medicaid programs cover dental care only for children.

To make the most of your benefits, you need to know these things.