Our e-commerce insurance packages are designed to protect your business from a variety of risks and help you save money to grow your business. You’ll be protected from financial losses related to:
Damage to someone’s property
The battery of a remote-control car you sell on Amazon explodes in someone’s living room and burns the carpet and sofa, which now need to be replaced.
general liability coverage
in your insurance package would help pay for a replacement.
Accidents that hurt someone
A desk you sold has a loose screw and a piece falls off and crushes a customer’s foot
. Your general
e-commerce liability insurance
coverage would also come into play here by helping to pay for medical costs and legal fees.
You trip over boxes ready to be shipped and injure your shoulder
Workers’ compensation coverage
with business owner’s coverage can help cover medical bills and lost wages. Workers’ comp is usually required by law if you have employees.
Injuries and damage involving your business vehicles
You drive through a pothole on the way to the post office and destroy your wheel well
Commercial auto coverage
will help pay for the repairs. This coverage is also usually required by law for business-owned vehicles.
Damage to your own property
A fire destroys all the inventory you had stored in your garage. Commercial property insurance
can help with replacement or repair costs if your owned or leased property is damaged due to a covered event, such as a burst water pipe, fire, tornado or vandalism.