Erie Insurance: Rates, Consumer Ratings & Discounts

What coverages does Erie Insurance Group offer?

Erie insurance offers some unique car insurance coverage options. Some are included with comprehensive coverage and others can be added to your policy for a small increase in premium. If you're looking for something beyond the standard collision, comprehensive, and liability policies, Erie offers:

Pet Coverage: Erie's pet coverage covers the cost of vet treatments up to $500 per pet for $1,000 total if the pet is hurt in a car accident in your car.

Roadside & Rentals Bundle: Emergency roadside assistance and rental car coverage are both available.

Personal Items Coverage: If you purchase physical damage coverage on your Erie car insurance policy, Erie will help cover the cost of damaged personal belongings in your car up to $350.

Glass Coverage: Erie comprehensive car insurance coverage includes glass coverage with a waived deductible for a glass repair, but you can purchase Full Window Glass to get your deductible waived regardless of if it needs to be repaired or replaced. Both options also include new wiper blades if your windshield is replaced.

Locksmith Services: As part of your comprehensive coverage, Erie covers the cost of a locksmith up to $75 if you lock yourself out of your car.

Erie Auto Plus: Erie Auto Plus is a car insurance package option that extends your coverage and adds features to your policy.

There are also many homeowners insurance coverage options you can add to your policy, including:

Water Backup and Sump Overflow: Your house could experience water damage due to water backup through sewers and drains and also sump pump overflows. This optional coverage from Erie covers water damage caused by these situations.

Flood Insurance: Homeowners insurance doesn't cover flood damage from severe weather. You can talk to your insurance agent to help you find a flood insurance policy.

Earthquake Insurance: Much like a flood, earthquake damage is not covered by your standard homeowners insurance policy. Erie offers earthquake insurance coverage to cover damage to your home or property as a result of an earthquake.

Service Line Protection: Service line protection covers damage caused to underground service and utility lines that extend from your house to the curb.

Personal Valuables: You can add insurance coverage for high-value items like art, jewelry, collectibles and more to your homeowners insurance. They also offer protection for firearms and computers and equipment.

Other Structures: Does your home have other structures like a garage or shed? You can extend your homeowners insurance policy to cover these structures.

Identity Theft: Identity recovery from Erie Insurance covers the cost to help you recover after an identity theft or fraud situation.

Home Business Protection: Do you run your business out of your home? If you do, this coverage from Erie can cover it.

Erie also offers renters insurance to cover your personal belongings and liability as a renter. It also includes:

Living Expenses The renters insurance will cover your living expenses after a covered loss while your building gets repaired. This includes lodging food and other costs. Consult your agent about the policy limits.

Protection away from home: Your renters policy covers your liability and personal property everywhere you travel, not just in the confines of your rental.

Liability Protection: Coverage for damage to property of others or for others that are injured accidentally while visiting your covered rental.