Farm and Ranch Insurance | Farm Bureau Financial Services

Farm and Ranch Insurance: Smarter Insurance for Agriculture®

When it comes to protecting your farm or ranch, no one understands your needs like we do. As the #1 ag insurer1, we were founded 80 years ago by Farm Bureau members like you who wanted coverage that could be tailored to their specific operations. We have developed dedicated resources that will take the time to understand where you are today with your farm or ranch, and where you want to take your operation. Every farm or ranch is different. Large or small, we can customize coverage for every operation. No matter if you have a corporate farm, hobby farm, or something in between, we have the coverage options right for you.

Farm Insurance Basics

Farm and ranch insurance from Farm Bureau covers your property and provides some liability for your home and farm or ranch operations. While specific coverage may differ, you’ll find several areas of protection, including:

  • Coverage for your home, garage and contents
  • Farm or ranch personal property
  • Structures on your farm or ranch
  • Liability protection

AgWise Certified®

Farm Bureau AgWise Certified insurance agents are local agents trained to understand your agricultural insurance needs and provide the right recommendations for your needs. The AgWise Certification is so important that every one of our agents receives some level of certification training, so they can understand your farm or ranch operation.

We Know Agriculture

Farm Bureau has a team of dedicated Ag Underwriters (AU) and Ag Specialists that spend time on your farm or ranch so they can understand your operation. They work with your local agent to review both your property and your day-to-day operations. Together, they will provide an on-site SuperCheck® and help ensure you have the right amount of coverage for your farm or ranch.

On-Site SuperCheck

Before writing your first quote, your agent and AU will conduct a thorough analysis of your farm or ranch operation. This analysis will assess the value of buildings and other property, livestock, and machinery. Your agent will perform an On-Site SuperCheck every year after to help ensure your coverage is keeping pace with your operation. You can rest assured that you have the coverage you need, but aren’t paying for coverage that doesn’t apply to your farm or ranch.

Discounts Exclusively for Farmers and Ranchers

We believe strong working relationships should be rewarded. When you switch to us, you could be eligible for our Ag Advantage and Ag + Rewards discounts. Better yet, these savings can continue to grow over time.

Ag Advantage – You can qualify for an immediate premium discount when you write your farm or ranch policy with us.

Ag + Rewards – The more you add, the more you get rewarded. Add auto coverage to your existing ag policy to earn a discount. Add umbrella coverage and you could save even more.

Whether you need coverage for your farm or ranch, your employees, your crops or your livestock, we are your one-stop shop. We have a team of people that will help ensure you have the right coverage for your business.

It’s your future. Let’s protect it.®

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1 No. 1 ag insurer across our territory; 1996-2021 SNL P&C Group – Farm Bureau Property & Casualty Insurance Company and Western Agricultural Insurance Company direct written premium.