Get Auto Loan Pre-Approval – Finance Near St. Louis

Need a Car Loan, but Have Bad Credit? We’ve Got Your Back!

One of the most essential parts of the car buying process is learning about your financing options. It can be a lot of information to take in all at once, from learning about auto loans to discussing credit, and further.

But what happens if you have chosen the perfect used car around Kirkwood,
Webster Groves and Ballwin, but you are worried about getting an auto loan due to poor credit?

Fear not – there are a number of ways our team can work with you to help.

Look into Your Situation

The first thing you can do if you are interested in learning more about your options is fill out our online credit application. We do not require your social security number to get started, and you can get your free instant automotive credit score. This does not affect your credit score in any way, and it allows you to see the maximum amount you can qualify for.

Going forward, there are a number of steps you can take to take hold of your credit situation to your benefit. Whether you’re in need of a no credit car loan or are looking to repair your credit history we’re here to help.

Some Steps to Take

Firstly, you can order your credit reports. This will allow you to get a full perspective on your credit situation. If there are any errors that may be harming your score, you can address these before you arrive at our dealership to discuss financing.

Additionally, before you look for an auto loan, you should do your best to pay all of your other bills on time for at least six months. While it may not affect your credit score a huge amount, it can show the finance team that you are responsible, and may help when discussing a loan option with the team.

If you are approved for an auto loan, be sure to ask questions and get a full idea of the terms and the payments. Our team is friendly, and more than happy to further explain the financing process if you need more information.

Want to Meet the Team?

Here at AutoCenters Hurculaneum, we pride ourselves on excellent customer service. Our team is friendly and professional, and we would be more than happy to further explain any information you would like answers about.

Stop by our dealership in Herculaneum, MO, and we will help you with any of your automotive needs. We’ve helped countless drivers from Arnold, Fenton, Herculaneum, Festus, and St. Louis get approved for financing regardless of their credit history.