Health Insurance-UMR
Miami offers two health plan options through UnitedHealthcare, UMR. You choose the plan that is best for you and your family. Option 1 is the Traditional PPO and option 2, the High Deductible Health Plan (HDHP) with a Health Savings Account. Both plans include pharmacy coverage.
UMR Contact Information
PO Box 30541
Salt Lake City, UT 84130-0541
1-866-936-6003
www.umr.com
Optum Rx Pharmacy
1-877-559-2955
www.optumrx.com (Not supported by Chrome)
UMR and Miami’s Plan (No UMR Login Required)
Don’t want to log into your UMR personal account? Use the UMR at Miami Support page to find plan documents, provider search, drug lists, and more.
Group Number
76-411854
Find a UMR Provider in the United Healthcare Choice Plus Network
- Find a UMR Provider: Use this tool to find providers in the Choice Plus network.
- Find a Behavioral Health Provider: This general clinician web search provides you with a list of Optum/UMR behavioral health providers.
UMR Member Card
To order a new card, log in to your UMR account and do the following:
- Under “myMenu,” select ID card.
- Next, select Order ID card.
Alternatively, you may call UMR Customer Service (866-936-6003).
Monthly Premiums
Use the 2019 Premium Calculator to calculate your own premium.
Single
PPO, 1.32% x Annual Salary divided by 12 + $63.00 = Monthly premium
HDHP, 1.32% x Annual Salary divided by 12 = Monthly premium
Employee Plus Spouse or Children
PPO, 2.90% x Annual Salary divided by 12 + $139.00 = Monthly premium
HDHP, 2.90% x Annual Salary divided by 12 = Monthly premium
Family
PPO, 4.22% x Annual Salary divided by 12 + $203.00 = Monthly premium
HDHP, 4.22% x Annual Salary divided by 12 = Monthly premium
Please note: Premiums will be no more than 30% of the total monthly premium.
An additional amount applies to your health premiums if you and/or your covered spouse chose not to complete the steps of the premium discount program in the previous calendar year.
Depending on the steps not completed, your premiums could include an additional $15-$60 premium per month for you and an additional $15-$60 premium per month for your spouse.
Who Can Be Covered?
Spouses and dependent children under age 26. See Qualifying Events for required documentation.
Changing Your Coverage
You can change your health coverage during the benefit open enrollment period in October for the following calendar year, or within 31 days of a qualifying event with appropriate documentation.