Indiana (IN) Pet Insurance: Compare Top Companies Side-By-Side

Finally, a Pet Insurance Marketplace for Indiana ??

With so many US pet insurance companies, how do you know which one is best for your unique pet in Indiana ? From Evansville, to Fort Wayne, to Indianapolis and all over ” The Hoosier State ” – Pawlicy Advisor helps thousands of pet parents like you compare and buy the best coverage at the best price.

This Post: Indiana (IN) Pet Insurance: Compare Top Companies Side-By-Side

We only work with industry-leading pet insurance companies so you can rest assured that your personalized analysis is already filtered down to proven plans with great Indiana customer experiences.

Find the Best Pet Insurance in IN for You

Analyze your pet to find the right coverage and the best savings in IN . Ready?

See Custom Prices

It only takes 2 min.

What’s the best pet insurance in IN for my dog or cat?

It depends on your pet’s breed, age, zip code, your financial standing, and the kind of coverage you need. To better understand how the chart above relates to your dog or cat’s breed-specific risks in Indiana , use Pawlicy Advisor to instantly analyze top-rated plans across ” The Hoosier State “. In 5 minutes or less you’ll understand which waiting times, coverage exclusions, and therapies are ideal for your pet’s breed and age.

For example, if you have a larger breed, having a policy with a long waiting period on knee injuries might not be ideal – but that same policy could be perfect for a small lap dog. Pawlicy Advisor will scan the fine print to show a custom Coverage Score and Lifetime Pricing Score next to each quote.

Affordable Insurance Premiums in Indiana

How much is insurance for dogs and cats in Indiana ?

* The Indiana average monthly costs listed below are based on an 80% reimbursement rate, unlimited coverage, and a $500 deductible. prices may be lower or higher for different coverage options.

Breed & AgeInsurance Monthly Cost

Chihuahua

6 months old puppy

Evansville –

$14

to

$37

Fort Wayne –

$14

to

$50

Indianapolis –

$14

to

$50

Chihuahua

5 years old dog

Evansville –

$17

to

$44

Fort Wayne –

$17

to

$60

Indianapolis –

$17

to

$60

Domestic Shorthair

6 months old kitten

Evansville –

$10

to

$19

Fort Wayne –

$10

to

$30

Indianapolis –

$10

to

$30

Domestic Shorthair

5 years old cat

Evansville –

$12

to

$22

Fort Wayne –

$12

to

$34

Indianapolis –

$12

to

$34

Golden Retriever

6 months old puppy

Evansville –

$23

to

$59

Fort Wayne –

$23

to

$81

Indianapolis –

$23

to

$81

Golden Retriever

5 years old dog

Evansville –

$31

to

$72

Fort Wayne –

$31

to

$98

Indianapolis –

$31

to

$98

Maine Coon

6 months old kitten

Evansville –

$12

to

$21

Fort Wayne –

$12

to

$33

Indianapolis –

$12

to

$33

Maine Coon

5 years old cat

Evansville –

$15

to

$25

Fort Wayne –

$15

to

$38

Indianapolis –

$15

to

$38

Wondering how much pet health insurance will really cost in your zip code?

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How to Get Cheap Insurance Premiums in Indiana

Most IN pet owners who enroll in pet insurance do so within 6 months of adopting their new four-legged family member. Puppies and kittens in Indiana will generally find the lowest rates, as they often have a lower risk of developing health issues – and it’s important that your plan’s coverage kicks in before any pre-existing conditions arise.

Pet Type

Example $ Savings

Average % Savings

Puppies

$98.74

24.18%

Kittens

$45.51

18.30%

* The Indiana average savings listed above refer to the difference in annual premiums for a 1-year-old pet vs a 5-year-old pet, and are based on an 80% reimbursement rate, unlimited coverage, with a $500 deductible. Prices may be lower or higher for different coverage options.

Discounts & Lifetime Pricing Score

Several providers will offer a discount for insuring multiple pets which often adds another 10% savings for additional pets. When you use Pawlicy Advisor to shop for pet insurance, we analyze your pet to highlight any eligible discounts.

More importantly, using Pawlicy Advisor will show you hundreds of quotes from top providers customer-ranked for you unique pet – showing you each Lifetime-Pricing Score and Coverage Score.

• Coverage Score

  ranks plans based on how well it will cover your pet’s breed-specific health risks.

• Lifetime-Pricing Score

  ranks plans based on lifetime value across the lifetime of your pet. This score takes into account expected premium increases as your pet ages and can save you 75% or more on lifetime insurance costs by helping you choose the right plan.

See Custom Prices →

It only takes 2 minutes 🙂

Is it Worth it to Have Pet Health Insurance in Indiana ?

Of more than 20,000 pet owners, 4 out of 5 could not afford to pay for an unexpected $5,000 veterinary bill without pet insurance. Considering 69.20% of Indiana households are
pet owners , pet insurance is a great tool to hedge financial risk. Like auto-insurance, it’s something you have but hope not to use – but if an unexpected tragedy does strike you’ll be reimbursed 70% to 90% of the costs (depending on your plan). Getting pet insurance in Indiana will help ensure that your dog or cat will get the care they need. It allows you to focus of doing the right thing, rather than costs.

Here’s a vet’s perspective:

“With the right pet insurance plan, you can provide your pet with diagnostics, treatments, and medications without serious financial risk. As a veterinarian, I will also say that over the last few years the most significant benefit of pet insurance I’ve seen is peace of mind.” – William Hodges, DVM

You can use pet insurance at any licensed veterinary clinic or animal hospital in IN

Because pet insurance reimburses you, instead of paying the vet directly, you can use your plan at any vet in Indiana. Whether your vet’s in Evansville, Fort Wayne, Indianapolis, or anywhere in between – pet insurance plans can help IN residents reduce out-of-pocket costs for unexpected accidents or illnesses.

Indiana ‘s Veterinary Costs

Vet bills in Indiana are lower than average in the U.S. This means the cost of health coverage is likely to be lowest in this state.

Pet Treatment

% Difference vs National Average

Dog

13.61% Lower $ in IN

Cat

12.51% Lower $ in IN

* The Indiana vet cost prediction listed above refers to the difference in health coverage premiums for a 6-month-old pet in IN compared to the national average. We used premiums in this analysis becasue they’re heavily correlated to a location’s veterinary costs.

Important Stats

• CNBC reports that in any given year,

  1 out of 3 pets

  will need emergency medical treatment.

• EmergencyVetsUSA reports that the average cost of emergency vet care that requires hospitalization for 1-2 days is $600-$1700, while surgery in the pet ER can cost

  up to $5,000

  .

• The Veterinary Cancer Society estimates that almost

  50% of dogs

  over the age of 10 will develop cancer.

Compare Indiana Pet Insurance Quotes From Top Companies With Pawlicy Advisor

Remember, there is no one-size-fits-all pet insurance. The best plan (and pricing) will depend on your cat or dog’s breed, age, and zip code in Indiana . However, it’s important to not only look at what your pet insurance policy will cost today, but to understand what it will ultimately cost across the lifespan of your pet.

To put it simply, the policy that looks cheaper today might not be cheaper in the long run. This information is hard to find without Pawlicy Advisor.

With Pawlicy Advisor, you’ll see hundreds of quotes from top providers custom-ranked by Coverage Score and Lifetime Pricing Score

Compare All Quotes →

Rest assured that all quotes you see from Pawlicy Advisor are pulled in real-time. We connect directly with our insurance partners to make sure your get the best price.