Frequently Asked Questions
How much does Lemonade pet insurance cost?
Lemonade offers prices that are generally cheaper than many pet insurance competitors. Based on our research, we found monthly premiums for standard Lemonade policies to fall around $15–$30 per month for dogs and $9–$15 per month for cats. Get a quote using your location and pet’s information to view the most accurate pricing for your plan.
How long is the waiting period for Lemonade pet insurance?
The waiting period for Lemonade is two days for accidents and 14 days for illnesses after the policy’s effective date before coverage starts. Any incidents that arise during this time are considered pre-existing and won’t be eligible for a claim.
Does Lemonade pet insurance cover pre-existing conditions?
Similar to other pet insurance providers, Lemonade doesn’t cover pre-existing conditions. Any condition that exists before the policy’s coverage starts is considered pre-existing and excluded.
How do I file a pet insurance claim with Lemonade?
Lemonade has one of the easiest claims processes on the market. You initiate the process on the mobile app by interacting with AI technology. Once answering all of the necessary questions, Lemonade may be able to confirm your payout within minutes. Otherwise, a Lemonade representative will review your claim as soon as possible and reach out for any further questions.
Our Rating Methodology
The This Old House Reviews team is dedicated to thorough, in-depth reviews of each product or service that we detail in our content. Determined to build trust with our readers through transparency, accuracy, and accountability, we’ve built a detailed rating system to score pet insurance brands. Included in this methodology are the following six factors with their respective scoring weights:
- Coverage (25)
- Plan options (20)
- Monthly cost (20)
- Company reputation (15)
- Customer service (10)
- Species eligibility (10)
Our researchers keep all data in each company’s score up to date, making any changes to our content when necessary to provide our readers with the most accurate information on relevant metrics, such as plan options, customer service, reputation, and monthly cost.
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