Meet Sproutt, the quick and easy life insurance with no exam needed

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Ah, life insurance — something that may not be at the tiptops of our minds, but something that’s good to have under your belt.

With an offering that requires much looking into, the best life insurance program will seamlessly provide coverage that meets your preferences. And, preferably, does all the work for you.

Enter Sproutt, a company that uncovers and rewards the “hidden” healthy behaviors in everyone. With this mission in mind, Sproutt’s Quality of Life Index (QLI) assesses behaviors that reflect healthy living – movement, sleep, emotional health, nutrition, and overall lifestyle balance – to personalize life insurance policies for each customer.

“What makes Sproutt unique is that instead of penalizing you for bad habits or medical conditions, we use big data to reward you for living a healthy lifestyle and taking care of your life,” Assaf Henkin, Sproutt’s Co-Founder, told The Post.

With a medical-research-backed methodology, Sprout focuses on five pillars — movement, sleep, balance, nutrition and emotional health — to inspire customers to live their best lives with “the best life insurance products at the best rates,” per the brand’s website.

But, Sproutt is most noteworthy for its exam-free approach to life insurance. Requiring no health exam, its program is curated for those who don’t have time to go to the doctor, who dislike needles (don’t we all) and who are in a time crunch to get life insurance.

“The reason for [the no-exam life insurance approach] is that our instant product allows us to provide the best offering and experience to users that are interested in getting life insurance online, without having to go through a medical exam,” Henkin adds.

With Sproutt’s no-exam life insurance option, customers can select “term” or “whole” coverage. Here’s an overview of each offering:

  • Term No-Exam Life Insurance: Has a duration of either five, 10, 15, 20 (and so on) years. When the policy ends, the coverage ends, too.
  • Whole No-Exam Life Insurance: Has no duration or limit. This type of life insurance can last for a person’s lifetime, along with the coverage and premiums.

“With Sproutt, qualified applicants can get a life insurance policy online within just 15 minutes, without having to go through a medical exam or speak with an agent,” Henkin said.

Aside from no-exam life insurance, Sproutt also offers other options to suit all preferences. But, of course, the whole no-exam thing sounds like a piece of cake.

That’s right — you don’t have to wait until the new year to kickstart your healthy lifestyle (or, to get life insurance coverage). With Sproutt, the consumer-minded approach is unmatched.

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