Personal Loan Calculator – Personal Loan rates as low as 5.74% APR – Wells Fargo

At least 10% of the applicants approved for these terms, qualified for the lowest rate available based on data from 04/01/2021 to 06/30/2022. The rates shown are as of 07/11/2022 and subject to change without notice. Your Annual Percentage Rate (APR) will be based on the amount of credit requested, loan term and your credit score. The lowest rate available assumes excellent credit history.

Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $432. This example is an estimate only and assumes all payments are made on time.

To qualify for a customer relationship discount, you must have a qualifying Wells Fargo consumer checking tài khoản and make automatic payments from a Wells Fargo deposit tài khoản. To learn which accounts qualify for the discount, please consult with a Wells Fargo banker or consult our FAQs . If automatic payments are canceled for any reason at any time after tài khoản opening, the interest rate and the corresponding monthly payment may increase. Only one relationship discount may be applied per application.

This tool is for illustrative purposes, and we have provided it solely as a convenience for you to estimate rates and payments based on your assumptions for loan amount, credit score range, and preferred term. Your actual rates and payments may differ from the estimates provided by this calculator as a result of selecting/qualifying for a different loan amount, term and rate; your actual credit score; and our pricing and underwriting policies and procedures. You will receive your actual rate and payment amount once you have applied for a loan. We are not responsible for the accuracy, completeness, or usefulness of the information provided by this calculator, and we have no obligation to extend an offer of credit or to match your terms to the terms provided by this calculator.

Maximum loan terms presented are based on the loan amount you wish to borrow.

Wells Fargo does not make loans for educational purposes.