Personal Loans: See options for a Personal Loan | Wells Fargo

The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.

Why Wells Fargo?

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Customizable loans

From $3,000 to $100,000 and flexible terms from 12 to 84 months.

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Competitive rates

Fixed interest rates and relationship discounts for qualified customers.

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Skip the fees

No origination fee, no closing fee, and no prepayment penalty.

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Quick credit decision

Same-day credit decision for most customers.

Repay a personal loan in terms of 12-84 months. Rates range from 5.74% to 20.99% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $432. This example is an estimate only and assumes all payments are made on time.