Personal Loans: See options for a Personal Loan | Wells Fargo

The Annual Percentage Rate (APR) shown is for a personal loan of at least $10,000, with a 3-year term and includes a relationship discount of 0.25%., Your actual APR may be higher than the rate shown.

Why Wells Fargo?

Customizable loans

From $3,000 to $100,000 and flexible terms from 12 to 84 months.

Competitive rates

Fixed interest rates and relationship discounts for qualified customers.

Skip the fees

No origination fee, no closing fee, and no prepayment penalty.

Quick credit decision

Same-day credit decision for most customers.

Repay a personal loan in terms of 12-84 months. Rates range from 5.74% to 20.99% Annual Percentage Rate (APR), which includes a relationship discount of 0.25%. No origination fee or prepayment penalty. Representative example of repayment terms for an unsecured personal loan: For $13,000 borrowed over 36 months at 11.99% Annual Percentage Rate (APR), the monthly payment is $432. This example is an estimate only and assumes all payments are made on time.