RISE Credit | Complaints | Better Business Bureau® Profile


Account #*****XX This account is inaccurate under 15 U.S.C. ****g validation of debt. In addition, while the collector attempted to collect a debt that is not mine, they broke 15 U.S. Code ****k – Civil liability. Below I have attached the definition of the law as this is my right. Please have this inaccurate account removed from my credit as it is damaging my personal life or pay the $1,000 fine for breaking this law.15 U.S. Code ****k – Civil liability (a)Amount of damages Except as otherwise provided by this section, any debt collector who fails to comply with any provision of this subchapter with respect to any person is liable to such person in an amount equal to the sum of(1)any actual damage sustained by such person as a result of such failure;(2)(A)in the case of any action by an individual, such additional damages as the court may allow, but not exceeding $1,000; or (B)in the case of a class action, (i) such amount for each named plaintiff as could be recovered under subparagraph (A), and (ii) such amount as the court may allow for all other class members, without regard to a minimum individual recovery, not to exceed the lesser of $500,000 or 1 per centum of the net worth of the debt collector; and In addition I am maintaining a careful record of my communications with you for the purpose of filing acomplaint with the *** should you continue in your non-compliance. I further remind you that, as in Wenger ** ****************** No. 95-6445 (C.D.Cal. No** 14,1995), you may be liable for your willful non-compliance. Credit reporting laws ensure that bureaus report only 100% accurate credit information. Every step must be taken to assure the information reported is completely accurate and correct. The following information therefore needs to be reinvestigated. I respectfully request to be provided proof of this alleged item, specifically the original application, contract, note or other instrument bearing my signature.