Small Business Auto Insurance | Travelers Insurance

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Travelers umbrella.

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SPEAKER: What is commercial auto insurance? Whether it’s delivering goods or meeting with customers, picking up supplies or transporting equipment to a job site, taking your business and your vehicles on the road can be essential to your everyday operations. Commercial auto insurance is designed to cover losses should you or an employee be involved in an accident when driving for work purposes.

You may be thinking you’re covered under your personal auto policy, but it’s not designed for the type of risks you and your employees can face. In fact, most personal auto policies contain an exclusion for business use. Commercial auto insurance can cover business-owned vehicles, like fleets of vehicles or trucks, and even your own car, as well as those you rent, lease, or borrow. It can also help when employees use their personal vehicles for business.

Commercial auto insurance isn’t included in your business owners policy. But you can purchase it separately, and most states require businesses to have a minimum amount of commercial auto insurance. So make sure your business is protected from risks on the road. To get started with commercial auto coverage and other business insurance solutions, contact a Travelers independent agent or visit travelers.com.

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