Texas Personal Loans for Bad Credit | Apply Online with CreditNinja

With increasing living costs, personal loans are a popular way for Texans to maintain financial stability. Payday loans tend to be one popular option for borrowing money. The most common reasons for taking out a loan in Texas include covering medical bills, emergency car repairs, and to consolidate debt. 

If you’re thinking about taking out a personal loan in Texas, CreditNinja may be able to help you. If you have questions concerning personal loans in Texas, contact us, as our team of loan advocates looks forward to helping you make the best decision for your financial future.

Top Cities in Texas

Houston is the most populous city in Texas.  It ranked as one of the best places to live by locals. The city is well known for its strong economy and a wide variety of exciting job opportunities. Houston, however, is a city where you should not expect your paycheck to go as far as other Texas cities. 

Austin is the capital of Texas and a top  destination for people looking to move to the “big city.” Even though Austin’s cost of living is growing at the second fastest rate in the country, your paycheck will still go a long way. Living in Austin includes a combination of urban life, affordability, and great job opportunities.

Dallas is the third most populated city in Texas, with over 1.3 million people. The absence of state tax and affordable living costs means Dallas has a high domestic migration rate. The job market is excellent, with tech companies leading the way. Affordable rent is another reason Dallas is a popular place to live.

San Antonio has the second largest population in Texas with over 1.5 million people. San Antonio is considered more affordable than the other big cities in Texas. Total living costs average around $32,000 a year — less than half of what you need to live in San Francisco. Even though the cost of living increased by almost 27% in 2018, San Antonio is still one of the top destinations to live in thanks to excellent job opportunities.

Fort Worth earned a 6th place on the list of places with the highest increase in living costs in 2018. Like the rest of Texas, increases in living costs are thanks to high migration numbers and a strong economy. The city is full of museums and other art and entertainment destinations. Because of this, tourism is booming, with an annual addition of $900 million to the city’s economy. 

El Paso is known for its low cost-of-living.  It is one of the more affordable cities to live in, in the United States. Nearly everything in El Paso is less expensive, from housing to utilities, consumer goods, and transportation. The city also has a lot to offer, as there are endless restaurants and cultural events; El Paso is a charming urban city, attractive to many people.

Arlington is famous for being home to the Dallas Cowboys and Texas Rangers. However, the city has much more to offer other than sports. Arlington is full of amenities and an educational system to be proud of. Arlington boasts a median household income of $57,000 and a median property value of $168,000.

Corpus Christi is home to one of the nation’s largest ports. Corpus Christi is unlike many neighboring areas in Texas.  The economy is healthy and thriving yet the cost of living is low. The city offers an urban feel, endless entertainment choices, and a vibrant nightlife. With a median household income of $55,000 and a median home price of $194,000, Corpus Christi is much more  affordable than other Texas cities.

Plano is located close to bigger cities such as Dallas and Fort Worth and also has a lot to offer. Plano is one of the safest cities in the country, and its schools are often praised as some of the best. All of that combined with reasonable living costs makes Plano one of the best residential locations. The median household income in Plano is about $94,000, much higher than  the national average.

Laredo is in Webb County, with a population of about 250,000. With a median household income of $40,000 and a median home price of $112,400, Laredo would be another affordable choice for a place to live in Texas.