The Fed – Regulations

Regulates the acquisition of control of banks and bank holding companies by companies and individuals, defines and regulates the nonbanking activities in which bank holding companies (including financial holding companies) and foreign banking organizations with United States operations may engage, and establishes the minimum ratios of capital to assets that bank holding companies must maintain

Regulation (GPO) | Recent amendments | Order Delegating Authority (PDF) | Information security compliance guide | Frequently Asked Questions

Proposed Amendments
To require supervised banking organizations to promptly notify their primary federal regulator in the event of a computer security incident (comments due April 12, 2021)
Press release and notice │ Submit Comments

To update the Board's capital planning requirements to be consistent with other Board rules that were recently modified (comments due November 20, 2020)
Press release and notice │ Submit Comments

To simplify and increase transparency of rules for determining control of a banking organization (comments due July 15, 2019)
Press release and notice

To revise the framework for applying the enhanced prudential standards applicable to foreign banking organizations under the Dodd-Frank Act (comments due June 21, 2019)
Press release and notice

To raise the threshold for residential real estate transactions requiring an appraisal from $250,000 to $400,000 (comments due February 5, 2019)
Press release and notice

To simplify regulatory capital requirements for qualifying community banking organizations by giving them an option to calculate a simple leverage ratio (comments due April 9, 2019)
Press release and notice

To establish risk-based categories for determining prudential standards for large U.S. banking organizations, to amend certain prudential standards, and to make corresponding changes to reporting forms (comments due January 22, 2019)
Press release and notice

To raise the threshold for commercial real estate transactions requiring an appraisal to $400,000 (comments due September 29, 2017)
Press release and notice

To revise the capital plan and stress test rules for large bank holding companies and U.S. intermediate holding companies of foreign banks (comments due November 25, 2016)
Press release and notice

To adopt additional limitations on the physical commodity trading activities of financial holding companies (comments due February 20, 2017)
Press release and notice | Extension of comment period

To promote financial stability by improving the resolvability and resiliency of the largest domestic and foreign banking organizations operating in the United States (comments due February 1, 2016)
Press release and notice

To revise the capital plan and stress test rules for large bank holding companies and certain banking organizations with total consolidated assets of more than $10 billion (comments due September 24, 2015)
Press release and notice

To expand the applicability of the Small Bank Holding Company Policy Statement for small bank holding companies and certain savings and loan holding companies and to reduce reporting requirements (comments due March 5, 2015)
Press release and notice

To adjust the timeframe for the annual submissions of capital plans and to clarify other aspects of the capital plan rule (comments due August 11, 2014)
Press release and notice

To implement minimum requirements for state registration and supervision of appraisal management companies (comments due June 9, 2014)
Press release and notice

To address changes to the country risk classifications, clarify the treatment of certain traded securitization positions, make a technical amendment to the definition of covered position, and clarify the timing of required market risk disclosures (comments due September 3, 2013)
Notice (PDF)

To revise the minimum risk-based capital requirements and criteria for regulatory capital, as well as establish a capital conservation buffer framework, consistent with Basel III (comments due September 7, 2012)
Press release and notice | Extension of comment period (comments due October 22, 2012)

To supplement a previous notice of proposed rulemaking (76 FR 7731 (PDF) by clarifying the requirements for determining whether a company is "predominantly engaged in financial activities" (comments due May 25, 2012)
Press release and notice | Correction (PDF)

To amend an earlier notice of proposed rulemaking by providing alternatives for calculating specific risk capital requirements for debt and securitization positions that do not rely on credit ratings (comments due February 3, 2012)
Press release and notice

To require large bank holding companies to submit annual capital plans for review (comments due August 5, 2011)
Press release and notice

To require large, systemically significant bank holding companies and nonbank financial companies to submit annual resolution plans and quarterly credit exposure reports (comments due June 10, 2011)
Press release and notice

To designate systemically important nonbank financial companies for consolidated supervision by the Board (comments due March 30, 2011)
Press release and notice

To revise the market risk capital rules to modify their scope, reduce procyclicality, enhance the sensitivity to certain risks, and increase transparency
Press release and notice

To revise the advanced risk-based capital adequacy standards and revise the general risk-based capital rules
Press release and notice

To implement provisions of the Dodd–Frank Act that give entities a defined period of time to conform their activities and investments to the "Volcker Rule"
Press release and notice

Interagency notice regarding alternatives to the use of credit ratings in the risk-based capital guidelines
Press release and notice

Interagency notice of a proposed regulatory capital rule related to the Financial Accounting Standards Board's adoption of Statements of Financial Accounting Standards Nos. 166 and 167
Press release and notice

Interagency notice of proposed risk-based capital rule amendments to permit banks, bank holding companies, and savings associations to assign a 10-percent risk weight to claims on, or guaranteed by, Fannie Mae or Freddie Mac (comments due November 26, 2008)
Notice

Interagency notice of proposed amendments to permit banks, bank holding companies, and savings associations to reduce the amount of goodwill that a banking organization must deduct from tier 1 capital (comments due October 30, 2008)
Notice

Interagency notice of a proposed new risk-based capital framework, based on the standardized approach for credit risk and the basic indicator approach for operational risk described in the Basel Committee on Banking Supervision's "International Convergence of Capital Measurement and Capital Standards: A Revised Framework." (comments due October 27, 2008)
Notice

Draft interagency notice of proposed rulemaking to revise the existing risk-based capital framework by giving the vast majority of banks, bank holding companies, and savings associations the option of either continuing to use the existing Basel I-based capital rule or adopting a more risk-sensitive rule, known as Basel IA.
Press release and notice

To revise the market-risk capital rule to enhance its risk sensitivity and introduce requirements for public disclosure of certain qualitative and quantitative information about the market risk of a bank or bank holding company (comments due January 23, 2007)
Press release | Notice (162 KB PDF)

To revise the existing risk-based capital framework to enhance its risk sensitivity (comments due January 18, 2006).
Press release and notice

Interpretation of the anti-tying restrictions in section 106 of the Bank Holding Company Act Amendments of 1970, related supervisory guidance, and an exception under section 106 for financial subsidiaries of state nonmember banks (comments due September 30, 2003)
Press release and notice

To permit financial holding companies to act as real estate brokers and managers
Press release and notice | Extension of comment period (comments due May 1, 2001)

Regarding financial data processing activities (comments due February 16, 2001)
Press release and notice

To establish a "safe harbor" permitting a bank to offer a credit card that can be used to make purchases from a retailer affiliated with the bank (comments due March 13, 2000)
Notice