The Hartford FAQs
Does Hartford have accident forgiveness?
The Hartford offers First Accident Forgiveness. To qualify for accident forgiveness from The Hartford, all drivers on your car insurance policy must have a clean driving record for five consecutive years. Once you qualify for accident forgiveness, your first accident will be forgiven and will not cause your car insurance rates to increase. The Hartford First Accident Forgiveness option is only available to those who have the Advantage Plus package. The Advantage Plus package and First Accident Forgiveness are not available in every state. The Advantage Plus package is not available in Hawaii, Michigan, New Hampshire, North Carolina and Texas. Of the states where it is available, the accident forgiveness benefit is not available in California.
What kind of insurance is the Hartford?
The Hartford offers car, home, business, classic car, RV, ATV, boat, golf cart, snowmobile, renters, condo, flood and umbrella insurance. AARP members have access to The Hartford’s auto and home insurance coverages through a partnership.
Does Hartford sell homeowners insurance?
The Hartford sells homeowners, renters and condo insurance policies. With its partnership with AARP, The Hartford offers an AARP Homeowners Insurance Program to AARP members.
Does the Hartford cover rental cars?
The Hartford covers rental cars if damaged in the U.S. and Canada if you have collision and comprehensive coverage on one of the vehicles you insure with The Hartford. Your Hartford car insurance will not cover your rental car outside of the United States territories or Canada.
More about The Hartford insurance
The Hartford’s website is a great place to learn more about their offerings, make a payment, submit a claim and request support.
The Hartford’s Mobile app allows you to have direct access to everything The Hartford has to offer. With The Hartford app, you can receive roadside assistance, view your digital ID cards, report a claim and more. In addition, all this information in The Hartford app is fingerprint secured.
The Hartford has partnered with AARP to offer members home and auto insurance policies with The Hartford. In addition to the standard policies offered by The Hartford, AARP members also have access to additional benefits.
- 12-Month Rate Protection: All premiums are locked in for for a full year
- RecoverCare: Receive up to $2,500 after being injured in a car accident to pay for transportation, cooking, cleaning or other assistance
- New Car Replacement: Cars totaled within the first 15 months or 15,000 miles after you buy it (whichever comes first) will be replaced with a vehicle of the same make, model and equipment