Umbrella Insurance and Excess Liability Insurance | CNA

In the blink of an eye, a catastrophic liability loss can have an immeasurable impact on a company’s balance sheet, operations and image. Whether liability arises from operations, products, auto accidents or emerging legal trends, businesses need an insurance carrier that can address their unique challenges and deliver an added layer of critical coverage and peace of mind.


At CNA, we offer both umbrella insurance and excess liability insurance that help businesses respond to market needs and prepare for worst-case scenarios. Our modernized, easy-to-use policy forms provide coverage designed to be consistent with most underlying terms and conditions. And our Umbrella policies have built-in coverage enhancements for key employee replacement, crisis management, waiver of subrogation and most favorable venue.

As one of the first domestic insurance carriers to offer an umbrella policy, we have more than 50 years of experience underwriting commercial umbrella and excess casualty insurance. Our deep technical expertise, broad industry appetite and flexible underwriting approach allow us to develop coverage solutions that meet each business’s unique needs. And our dedicated Underwriting, Risk Control and Claim teams help companies understand exposures and mitigate loss every step of the way.